Terms & Conditions

Pearlman’s Precious Metals Arts & Antiques (PPMAA) does not insure your shipment until received. Please make sure to take the package to a post office and get mailing acknowledgement for your self-insured package. As long as you have proof that the package was mailed, insurance claims are easy to process.

Terms and Conditions

The terms and conditions contained herein and those described on the Company’s website (to be read in combination and referred to herein in their entirety as “The Agreement”) shall be binding on each and every customer of PPMAA and shall inure in the benefit of PPMAA and PPMAA’s successors and assigns. (Aaron J. Pearlman Jewelry Co. Inc. DBA Pearlman’s)

Verbal Offers – Standard Payment Method

Standard payments are issued by check and mailed via the United States Postal Service. All customers or prospective seller’s items are received and evaluated for value at our PPMAA processing facility. PPMAA reserves the right to assay and authenticate via any manner deemed necessary in order to validate any and all items sent into PPMAA for processing / sale. Following an authentication period of twenty four (24) hours on bullion and old metals, and (1 to 10) business days on all other items to include but not be limited to watches, stamps, numismatic and collectables coins, paper currencies, silverware, antique jewelry, etc. and you will be contacted with value details. Confirmation on an “accepted value” is required to process payment. Upon acceptance by the customer of the telephone or e-mail quote, payment (less any additional assay or authentication fees) will be issued by PPMAA within twenty four (24) hours and the items will be sent to our refinery for melting. Issuance of payment is also bound to a cut –off period. Acceptance for payment of offers received in any manner after 3pm EST will be issued and mailed the following day, not to include weekend days. A holding period of one week on items received having been assessed a value and having tried to contact the customer or perspective seller with no response will be considered (no sale) and will be returned at the customer’s expense to the address given from initial shipping. Telephone calls and emails at the discretion of PPMAA may be recorded.

Requirements for Use

Every customer must be at least twenty-one (21) years of age in order to sell precious metals or jewelry to PPMAA. In addition, every customer of PPMAA must be the actual legal owner of any and all gold, jewelry, and other property sold or attempted to be sold to PPMAA, and every customer must be acting on his or her own behalf and not as the agent or representative of another person. PPMAA may, but shall not be obligated or required to, request documentation or other proof of compliance with the requirements contained in this paragraph. By shipping your goods to PPMAA, you are agreeing to all terms and conditions set forth herein and those described on our website: www.ppmaa.com.

Guarantee Against Loss

PPMAA will guarantee against loss of the total contents from receipt until of sale (sent check) or return of (unsold) items. PPMAA reserves the right, in its sole discretion, to reject delivery of any mail, envelope or package which appears to be damaged, opened, or tampered with and any such mail, envelope or package will be returned by the post office to the customer. PPMAA shall have no liability to any customer for any such attempted delivery or return of any such items.

Limitation of Liability

This limitation of liability shall be binding on each and every customer and any third party, including, but not limited to, the customer and the customer’s successors, assigns, insurance carriers and any other individual or entity asserting any right or claim relating to customer’s transaction with PPMAA. In no event shall PPMAA be liable for any damages from the loss or destruction of property in its possession for any reason, including negligence, except as stated herein. In no event shall PPMAA be liable to any third party, including any insurance carrier. PPMAA shall not be liable for any subrogation claim brought by the customer’s insurance carrier, and, by submitting an item to PPMAA, customer expressly and specifically waives any such subrogation claim on his or her behalf as well as on the behalf of his or her insurance carrier.

PPMAA liability is and shall be expressly and specifically limited to the LEAST of the following sums:

  • The liquidation value placed on the total contents by PPMAA in PPMAA’s sole discretion.
  • One-third (1/3) of the appraised value of the contents according to an appraisal submitted by a customer/seller to PPMAA, which appraisal was issued prior to the shipment of the item to PPMAA

The customer/seller expressly acknowledges and agrees that if there is no appraisal which was issued prior to the contents begin submitted to PPMAA, PPMAA liquidated value shall be conclusive and binding and further, that in no event shall PPMAA Liability exceed $1,000.00 US Dollars.

PPMAA shall not be liable to anyone for any damages, including but not limited to, incidental, consequential, punitive, loss of profit or opportunity, other than as set forth herein above. By submitting the items, customer explicitly and expressly accepts this limitation of liability.

We REQUIRE that you list the contents of your shipment on the form found on our website, which you must return to us in package or via email.

Gold Chart Disclaimer of Liability

PPMAA shall not be responsible for the contents of the gold chart data appearing on its website. These charts are prepared by third parties other than PPMAA, and PPMAA includes such charts only for general information to its customers, and PPMAA shall not be liable to anyone who relies on the information contained therein.

Return Insurance Liabilities

If an item is returned to a customer, PPMAA will insure the item for no more than the amount offered by PPMAA regardless of what it was insured for when mailed by the customer to PPMAA, unless PPMAA is otherwise notified by e-mail or fax by the customer prior to the return shipment and the customer agrees to pay for any extra insurance requested. PPMAA shall, in its sole discretion, choose the return carrier, insurance and receipt verification method for each transaction. The seller will be responsible for the return shipping charges.

Choice of Law, Waiver, and Claims

The Agreement shall be governed by the laws of the State of Michigan without regard to its conflict of law provisions. PPMAA’s failure to exercise or enforce any right or provision of the Agreement will not be deemed to be a waiver of such right or provision. If any provision of the Agreement is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of the Agreement remain in full force and effect. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the services offered by PPMAA must be filed within one (1) year after such claim or cause of action arose or be forever barred. Any such claim or cause of action must be filed in the State of Michigan. PPMAA shall be entitled to reimbursement for any and all costs incurred by it in defending any civil action filed or attempted to be filed in any jurisdiction outside of the State of Michigan, including but not limited to, attorney’s fees incurred by PPMAA.


Terms & Conditions

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